Non-Subscriber Workers Compensation

When Your Employer Doesn’t Carry Workers’ Comp

Texas law allows employers to opt out of workers’ compensation insurance for their employees. If employees are hurt on the job, employees who work for these non-subscribing businesses can face severe financial difficulties and challenges. Hospital bills and other expenses become the employees’ responsibility unless they obtain compensation elsewhere.

Without the safety net that workers’ compensation insurance provides, injured employees are left to sue the person who caused their accident. This can mean suing their employer. If you find yourself in this situation, it is crucial that you retain an experienced personal injury lawyer to help you.

Attorney Michael J. Gopin and the Law Offices of Michael J. Gopin, PLLC, have been supporting Texas workers in the El Paso area to fight for the compensation they need following injury accidents for over 30 years. We are committed to our client’s success and will pursue every avenue available to get you the financial damages you deserve.

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Liability for Workplace Injuries

If your employer does not carry workers’ compensation insurance and you suffer a workplace injury, you may still have rights to compensation. However, these rights can only be exercised by filing a personal injury claim against those who acted negligently to cause your injuries.

To prove that your employer or someone else owes you compensation, your attorney must show that:

  • The other person owed you a legal duty to act in a careful and reasonable matter
  • That person then violated this duty by behaving carelessly or recklessly
  • This person’s conduct caused or contributed to your accident
  • Your own carelessness was not the primary cause of the incident
  • You suffered injuries and losses that monetary damages can compensate you for

Because these elements can be difficult to prove, a lawyer’s assistance is critical.

Your Employer May Be Liable for Your Injuries

When your employer has chosen not to carry workers’ compensation insurance, you can sue your employer for damages, too. Your employer can be liable in whole or in part if they acted negligently and in so doing, caused your accident. For example, your employer may be responsible for paying you damages if they:

  • Failed to give you appropriate safety equipment
  • Sent you into a dangerous situation or environment
  • Failed to enforce safety standards and policies
  • Did not give you appropriate training on how to do your job

Your employer may also be responsible if a fellow coworker’s negligence is the cause of your accident.

Trust the Law Offices of Michael J. Gopin, PLLC to thoroughly investigate your case and determine who is responsible for your injuries. With decades of experience in handling complex injury cases, we have the resources necessary to accurately determine all parties accountable for the harm you suffered.

Filing a Claim for Damages on Time Is Essential

Because seeking compensation from a non-subscribing employer or others involves filing a personal injury claim, you will need to do so within two years of your accident under Texas law. Failing to do so means that your employer or other responsible party can dismiss your claim and avoid paying you the damages you deserve.

Do not risk your financial recovery by delaying talking with your injury attorney. Speak with the Law Offices of Michael J. Gopin, PLLC as soon as possible after your accident. We will handle the rest, ensuring your claim is filed on time and your legal rights are protected.

Why Choose the Law Offices of Michael J. Gopin, PLLC?

Being injured on the job can be a stressful experience. You may not know what steps to take, where to search for help, or what to do to provide for yourself and your family if your injuries are serious. 

You deserve a compassionate and knowledgeable advocate who can speak up for your rights and guide you along the way. Our team is dedicated to holding negligent individuals accountable for their actions throughout El Paso, strengthening our community, and safeguarding the futures of our clients. 

Let us put our resources to work for you and your family. Contact us today.

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We are experienced El Paso personal injury lawyers. Give us a call and you’ll be taken care of! (915) 333-3333

Michael J. GopinReviewsout of 5 reviews
"Awesome staff.

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Mr. Marshall had a premises liability accident in an El Paso restaurant where he took a pretty hard hit to his shoulder. Thanks to the Law Offices of Michael J. Gopin, he was able to get in a timely matter a settlement that was beyond his expectations!

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"I was badly injured in an accident and the insurance was refusing to pay.

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John and his son were involved in a traumatic car accident. Thanks to The Law Offices of Michael J. Gopin, PLLC., the Shamley Family had the support they needed to turn this painful experience into one of hope and triumph.

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Accidents can happen in a number of different ways. If you or a loved one has been hurt in an accident that was not your fault, you should speak to a personal injury lawyer in El Paso, Texas as soon as possible. Contact our law office today to set up a free consultation.

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How to Reach the Law Offices of Michael J. Gopin

We are open 24 hours a day and offer three convenient office locations throughout El Paso. We also offer walk-in Wednesdays, allowing you to drop in without first making an appointment. And if you cannot come to us, a member of our team can come to you.

Don’t wait to protect your future. If you have a non-subscribing employer and have been hurt on the job, contact the Law Offices of Michael J. Gopin, PLLC today to request your free initial consultation.

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